Restoration-Mini

General Discussion => The Lounge => Topic started by: tsumini on January 08, 2016, 12:56:05 PM

Title: Paypal forign exchange rates
Post by: tsumini on January 08, 2016, 12:56:05 PM
Ordering parts from the UK for the first time. Having difficult time trying to find USD to Brit pound exchange fee using Paypal. Rate is about 1.48 but guessing on the fee. Anybody experience?
Title: Re: Paypal forign exchange rates
Post by: 94touring on January 08, 2016, 01:12:56 PM
Was unaware there was a fee  8.gif
Title: Re: Paypal forign exchange rates
Post by: tsumini on January 08, 2016, 01:23:05 PM
Probably buried in the exchange rate calculation. There is a reference of 0-2% fee for buying foreign stuff.
You buy lotsa stuff from UK. Do you see separate fee?
Title: Re: Paypal forign exchange rates
Post by: 94touring on January 08, 2016, 01:40:02 PM
I always just pay via debit card and don't recall any fees.  Occasionally I'll see a separate amount for adjustments in rates. 
Title: Re: Paypal forign exchange rates
Post by: tsumini on January 08, 2016, 01:45:46 PM
Ok just tried it and  Paypal added about 0.5 Percent  so not bad. Paypal wants 2.9% for Credit card.
Businesses may be different from personal. Thanks for your input.
Title: Re: Paypal forign exchange rates
Post by: LilDrunkenSmurf on January 08, 2016, 01:52:23 PM
Quote from: tsumini on January 08, 2016, 01:45:46 PM
Ok just tried it and  Paypal added about 0.5 Percent  so not bad. Paypal wants 2.9% for Credit card.
Businesses may be different from personal. Thanks for your input.

I usually just buy direct with my credit card, rather than via paypal.
Title: Re: Paypal forign exchange rates
Post by: MtyMous on January 08, 2016, 02:02:06 PM
Still better than going through my bank. I switched banks because they started charging me a 3% international transaction fee.
Title: Re: Paypal forign exchange rates
Post by: tsumini on January 08, 2016, 03:07:42 PM
Quote from: LilDrunkenSmurf on January 08, 2016, 01:52:23 PM
Quote from: tsumini on January 08, 2016, 01:45:46 PM
Ok just tried it and  Paypal added about 0.5 Percent  so not bad. Paypal wants 2.9% for Credit card.
Businesses may be different from personal. Thanks for your input.

I usually just buy direct with my credit card, rather than via paypal.
Seller wouldn't accept CC; wanted Bank transfer (3% plus $45) or PayPal.
PP charges 2.9% to use CC.
I used PP to draft from bank and deliver to PP with half percent fee for Intl exchange to British pound.
Title: Re: Paypal forign exchange rates
Post by: tsumini on January 08, 2016, 03:13:52 PM
Quote from: MtyMous on January 08, 2016, 02:02:06 PM
Still better than going through my bank. I switched banks because they started charging me a 3% international transaction fee.
Yeah banks tend to soak you. I lived in Australia for about two years and left a bank account open there after I came back so in country transactions from the states was easy with no fees. If I did a lot of UK business I would be inclined to open an account there and use something like usforex.com to transfer funds
Title: Re: Paypal forign exchange rates
Post by: MtyMous on January 09, 2016, 08:52:51 AM
I've started using a PayPal balance for recent purchases.  Bought $3k in parts from a UK source recently and saved over $80 in transaction and exchange  fees